Bank risk in real estate finances in Poland

Sieminska, Ewa & Malgorzata Rymarzak

The authors of the study have presented some of the problems of the banking sector involved in the financing of housing projects in the Polish real estate market. The study begins with a presentation of the Polish economy against those of some other European countries, to continue with the specific nature of investing and the risk sources in the housing market. In particular, the authors have attempted to identify the changes in the credit policies of banks that occurred in the wake of the latest global crisis. This was based on the authors' 2010 survey of 39 branches of 15 major banks, which offer products in the Polish market designed to finance projects in the real estate market.

Event: FIG Working Week 2012 : Territory, environment, and cultural heritage

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Document type:Bank risk in real estate finances in Poland (164 kB - pdf)