Establishment of the e-government system for real estate
Zhang Xiuzhi & Li Yuan
Since the 1980s，with the development of real estate market in China, the commercial banks have provided powerful fund support for property developer and individual housing demand. Up to 2005, the accumulation of urban individual Housing Mortgage Loans (HML) which were delivered by commercial banks amounts to 1.84 trillion RMB. According to the provisions of the Act in China, Real Estate Administration Department (READ) is charged with managing the real estate mortgage registration being essential procedure for mortgagor to gain mortgage loans. Viewing from present flaws in e-government functions and the public demand for effective e-governance, this paper focuses on establishing e-Government System for Real Estate Mortgage Registration (e-GSREMR) with characters of openness, convenience, advance alarm control and service-oriented. The system facilitates incorporating different information resources in all relevant departments constructively so as to achieve on-line registration, advance info-notification, rule-breaking operation alarm and so on. It will enable government to serve the public more effectively and to monitor real estate market more successfully.
Event: XXX FIG Working Week and General Assembly : Strategic Integration of Surveying Services
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